STILL UNINSURED OR WISHING YOU COULD APPLY FOR A SUBSIDY? 

Earlier this year, MNsure began a special enrollment period for any uninsured Minnesotans, and anyone who is currently enrolled outside of MNsure. This special enrollment period is unique because they are not requiring any documentation to show that you qualify (like the normally do for other types of special enrollments.) In a way, it's almost like another open enrollment season! And best of all, due to the expansion of the tax credit program through the American Rescue Plan, more Minnesotans are qualifying for subsidies than ever before! So even if you didn't qualify before, that doesn't mean you won't qualify now!

This special enrollment lasts until July 16th. Those who enroll during this time will have coverage that begins on the first day of the month following their sign-up date. For example, Minnesotans who sign-up for coverage in May will have a June 1 start date. Those who sign up in June will have coverage starting on July 1, and so on.

It is so important during this pandemic for every Minnesotan to have medical coverage. If you are uninsured or would like to explore your options on MNsure for the first time, we would be happy to assist you! As independent agents with years of experience in the individual market, we are here to help! We work with all the major carriers in Minnesota, which allows us to advise on any plan that works for you (without any cost to you)! We can take care of the enrollment process for you, and if you happen to qualify for a subsidy to help you pay your premiums, we can assist you with that too!

According to the MNsure website, The American Rescue Plan includes several key health care provisions to the Affordable Care Act that will expand benefits available to Minnesotans only through MNsure. This includes:

• An increase in the amount of tax credits MNsure enrollees will receive to help them pay for the premiums on their private health insurance.
• An expansion of tax credits to middle-income Minnesotans whose household income was too high to qualify for financial help.

If you're already signed up, MNsure says: "Most Minnesotans who purchased eligible individual or family coverage directly through HealthPartners, BlueCross BlueShield MN, Quartz or Medica can now purchase a plan from their current insurer through MNsure.org and in many cases without losing the dollars already paid toward their 2021 deductibles and out of pocket maximums."

For FAQ's related to MNsure's new special enrollment period and the American Rescue Plan, please visit the MNsure website. 

To apply for coverage through MNsure, or to discuss your options- please contact us today.